Thoughts on insurance like Velosurance for electric bikes

[Ryan]

I'm curious what the consensus is on getting your ebike insured. I imagine for folks in bigger cities it's a no brainer. I've also heard that some people are covered by their home insurance policies. My estimate was $9 per month through Velosurance to get our Rad Power Bike insured which I didn't think was too bad.

We take some easy steps like using a decent lock, but there are lots of other things you can do such as removing the battery completely (we just put ours in the lock position) or getting a motion alarm. We live in a smaller city and we never leave our bike at night and we always lock it up in areas where there are cameras. Most often it is parked for less than an hour.

What are other forum members' thoughts on this?